Mortgage Loan Officer Salary
in McKinney, TX
Evaluate, authorize, and recommend mortgage loan applications for real estate purchases. Median salary in McKinney: $78K/year. Data from BLS, O*NET, and H-1B disclosures.
Salary range in McKinney
Source: BLS OES 2026, H-1B DOL Disclosures Q1 2026. Figures represent annual base salary in McKinney, Texas.
Key facts for McKinney
Salary forecast: McKinney Mortgage Loan Officer to 2030
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2025. At current growth rates, median salary reaches $78K by 2030.
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Mortgage Loan Officer Salary in McKinney, Texas: Complete Guide (2026)
The median Mortgage Loan Officer salary in McKinney, TX is $78,000 per year as of Q1 2025. This figure represents the midpoint of all reported compensation for this role in the McKinney–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Salary range for Mortgage Loan Officer in McKinney
Entry-level Mortgage Loan Officers in McKinney with 0–2 years of experience typically earn between $52,000 and $78,000 annually. Mid-career professionals with 3–7 years command $78,000 to $117,000, while senior-level practitioners with 8+ years of experience regularly earn $117,000 to $175,000 or more.
Cost of living in McKinney for Mortgage Loan Officers
McKinney has a cost of living index of 108 compared to the US national average of 100. Living costs in McKinney are close to the national average. Crucially, Texas has no state income tax — giving McKinney-based Mortgage Loan Officers an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
Education requirements for Mortgage Loan Officer
Bachelor's; NMLS license required. 38% of these roles offer some remote flexibility.