Sell and service insurance policies for individuals and businesses. Median salary in Plano: $65K/year. Data from BLS, O*NET, and H-1B disclosures.
Figures represent annual base salary in Plano, Texas. Reviewed by SalaryOptics Editorial · How we calculate this →
Analysis derived from the salary, COL, tax, and labor-market figures above — specific to this role and city.
Insurance Agents in Plano earn approximately 12% higher than the US national median for this role — a $7,000 premium on annual base salary. This reflects Plano's position as a higher-cost labor market where employers must match local wage norms.
Adjusted for Plano's cost-of-living index (105), the median Insurance Agent salary buys the equivalent of $61,905 in a US-average-cost city. That's $3,905 more purchasing power than the national median — a meaningful real-wage advantage.
Texas has no state income tax, which is worth roughly $6,045 per year at this salary level compared to a California Insurance Agent on the same gross pay. A Plano Insurance Agent would need to earn $71,665 in California to net the same take-home.
Based on BLS 2022–2032 Employment Projections and WEF Future of Jobs Report 2026. At current growth rates, median salary reaches $65K by 2030.
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The median Insurance Agent salary in Plano, TX is $65,000 per year as of Q1 2026. This figure represents the midpoint of all reported compensation for this role in the Plano–TX metropolitan area, based on data from the Bureau of Labor Statistics Occupational Employment Statistics, H-1B visa disclosures from the Department of Labor, and O*NET occupational data.
Entry-level Insurance Agents in Plano with 0–2 years of experience typically earn between $43,000 and $65,000 annually. Mid-career professionals with 3–7 years command $65,000 to $99,000, while senior-level practitioners with 8+ years of experience regularly earn $99,000 to $146,000 or more.
Plano has a cost of living index of 105 compared to the US national average of 100. Living costs in Plano are close to the national average. Crucially, Texas has no state income tax — giving Plano-based Insurance Agents an immediate 5–7% take-home pay advantage over workers in states like California (9.3%) or New York (6.85%).
High school diploma; state insurance license required. 40% of these roles offer some remote flexibility.